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Financing

Need Financing Services for Infertility Treatment?

Your Wait is Finally Over

Your lifelong dream of having a child can now come true where finances will not be a roadblock. Eggdonors4All has produced amazing financing options that alleviate your stress about fertility treatment costs. No matter what your treatment requirement or medication expense is, we help you access affordable financing services and ensure your journey with us remains peaceful. Here are some pocket-friendly fertility financing options for intended parents.

1. Prosper Healthcare Lending:

It is one of the most trusted names for offering fertility treatment loans. Are you a couple dealing with infertility or a single person wanting to have a child through surrogacy? Prosper Healthcare Lending understands the pain of this financially burdensome path and allows loans for IVF, ICSI, egg and embryo freezing, and many more.

Benefits

  • No Extra Fees: They do not charge any fees to fund your reproductive health loan.
  • High Finance Payment: You can receive a loan up to $100,000.
  • Long Term Options: PHL provides term options for 84 months, which enables you to pay effortlessly.
  • Medication Fees Included: No more burden of medication fee as PHL covers that as well.
  • Fast Process and 24x7 Accessibility: Get your loan quickly and complete the process on any device at any time.

2. New Life Fertility Finance:

Bringing a new life into your world is exciting, and you may want the best of everything. But when it comes to the finest fertility care, money might be the barrier. Worry not! New Life Fertility Finance has designed the perfect plan that caters to all your fertility finance needs, including insurance. If you have a good credit score, then applying here for a fertility loan will be wise.

Benefits

  • Paperless Loans in Minutes: New Life Fertility Finance offers loans through LightStream, a paperless virtual loan process for people needing assisted reproduction. This process is quick and after application approval, you receive funds even on the same day.
  • Low Interest Rates: With LightStream, you not only access insurance for IVF and surrogacy plans but also get loans up to $100,000 at a moderate fixed interest rate.
  • No Prepayment Penalties: Here the client does not have to pay any additional fees, prepayment, or down payment penalties.
  • Personalized Insurance Plans: Be it maternity insurance, or fertility medications, this program provides a personalized solution for all your requirements.

3. CAPEXMD:

If you are looking for a wide range of loan options regarding surrogacy or egg donation, then CAPEXMD is there for you. For every individual’s circumstance, they have an ideal loan plan.

Benefits

  • Fertility Loan Specialists: Get consultation from the best financing specialists during your first step towards fertility treatment.
  • Affordable Rates: Welcome a new member with financing at competitive prices.
  • Within 24 Hours Approval: Finding loans does not have to be a tough task. It is simple and quick to apply for a CapexMD fertility loan.

4. Earnest:

Personal loans from Earnest cover all fertility treatment and adoption expenses. It could be a perfect option for bearing the initial payments of the IVF, surrogacy, or egg donation process.

Benefits

  • Choice for Monthly Payments: You can select any monthly payment option as per your convenience.
  • Make Prepayments Without Fees: No penalty is added when you pay early.
  • No Extra Origination Fee: For processing your application, you do not have to pay any amount.
  • Credit cards and Direct Loans:
Many parents find that self-funding through their own credit cards or a Home Equity line, or a personal loans from their Bank, typically provides the best financing results.  To look at these or to compare with other similar funding options, suggest take a look at eggdonors4all. For more information on each option, we encourage you to go to the website of the funding offering source directly. We do not have a relationship with these lenders and this information is provided as a convenience only for Intended Parents. We are of course available to provide guidance on the financing options. Feel free to call us at 212-661-7177 if you have any questions. We look forward to helping you  achieve your dream of a happy family.

Infertility Treatment Grants and Scholarships

Hope does exist for patients whose primary barrier to infertility treatment is the cost. Below is information about four nonprofit organizations that provide financial assistance to select infertility patients. For details, including application deadlines, please visit their websites.

B.U.M.P.S Inc by Bringing U Maternal Paternal Success

  • Assists couples who are having trouble conceiving by issuing grants for fertility-related medical treatments
  • Candidate selection is based on compelling nature of an applicant's circumstances, fertility history, financial situation and other determining factors
  • Preference is given to those with no children

Fertile Dreams – The Embracing Hope Grant

  • Fertile Dreams selects applicants who have medical insurance, but are uninsured for fertility treatment, for grants of $10,000 that can be used toward an IVF cycle at any fertility clinic in the United States
  • Applicants are asked to supply a proof of income (with a copy of the last two IRS tax returns) and two most recent pay stubs from both partners
  • Applicants are asked to sign a copyright and media release giving Fertile Dreams full rights to share their story if selected and to be photographed at anytime throughout the treatment process
Visit the Fertile Dreams website!

The International Council on Infertility Information Dissemination (INCID)

  • Provides IVF scholarships to couples with financial and medical need
  • The selection committee selects couples based on cost-of-living, submitted paystubs, tax returns and a letter from their doctor recommending IVF as medically necessary
Visit the I.N.C.I.D.'s website!

Infertility Financing Programs

Product Name: The Assisted Reproduction Insurance Program
Company: New Life Agency, Inc.

Features: A Program offering ten doctor-recommend insurance plan options for individual fertility needs. If pregnancy is not achieved, the program offers refunds and credits if there is no success or transfers to egg donor plans within the program during the 18-month enrollment term. The program combines insurance coverage with preferred provider organization rates. The program offers discounts on fertility medications through Walgreens Specialty Pharmacy.

Qualifications: Patients may request their IVF doctor to join the preferred provider network.
Pharmaceuticals covered: By Walgreens Specialty Pharmacy
Contact Information: Contact Information: 877-952-LIFE (5433) or

Visit the I.N.C.I.D.'s website!

Product Name: Compassionate Care
Company: EMD Serono
Features: A patient assistance program for infertility medications manufactured by EMD Serono.
Contact Information: Fertility LifeLines 1.866.LETS.TRY (1.866.538.7879)

Product Name: Design Rx®
Company: Design Rx®
Features: Discounts on fertility medication for patients without insurance coverage or benefits.
Contact Information: info@eggdonors4all.com

Product Name: Ferring Pharmaceutical’s HEART Program
Company: Ferring Pharmaceuticals
Features: Save up to $700 and receive up to 10 free vials of BRAVELLE and a free box of ENDOMETRIN.
Contact Information: info@eggdonors4all.com

Financing with CareCredit

CareCredit is the credit card exclusively for healthcare services. CareCredit offers monthly payment options for healthcare procedures not commonly covered by insurance, including Holistic Medical Therapies, Stem Cell Therapy, Cosmetic Surgery procedures, LASIK, other types of Laser Vision Correction. Don’t put off improving your health. Get the care you need now.

Ready To Apply ?

Egg donation is a process where a woman (the egg donor) provides one or several eggs (also known as oocytes) for purposes of assisted reproduction, with the eggs being fertilized in the laboratory. Once fertilized, the resulting embryos are transferred to the recipient’s uterus to initiate a pregnancy, or they can be cryopreserved (frozen) for future use.

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